商业科技

Commerce technology is one of the five major categories of technology. Commerce technology represents not so much machines as ways of doing things-new practices which make commerce more efficient and profitable. They can also make RGOs or factories more profitable.

Commerce subcategories

Financial Institutions

The Financial Institutions subcategory increases tax efficiency. Inventions will also decrease factory costs. Business Banks also increase greatly farming output since 3.04.

Technology Name	Activation Year	Default Cost	Effects from technology	Effects from inventions
Private Banks	1836	3600	Allows Cement Factory Activate: Cement Tax Efficiency: +3%	-
Stock Exchange	1836	7200	Tax Efficiency: +5%	Tax Efficiency: +3%
Business Banks	1850	10800	Tax Efficiency: +5%	Factory Cost: -3% Farming output: +50%
Investment Banks	1870	14400	Tax Efficiency: +5%	Factory Cost: -3%
Bank Inspection Board	1900	18000	Tax Efficiency: +5%	Tax Efficiency: +2%
Mutual Funds	1919	21600	Tax Efficiency: +5%	Factory Cost: -1%

Monetary System

The Monetary System subcategory increases Administration efficiency. Inventions will also increase tax efficiency.

Technology Name	Activation Year	Default Cost	Effects from technology	Effects from inventions
No Standard	1836	3600	Adm. Eff.: +5%	-
Ad-Hoc Money Bill Printing	1836	7200	Adm. Eff.: +5%	Tax Efficiency: +6%
Private Bank Money Bill Printing	1836	10800	Adm. Eff.: +5%	Tax Efficiency: +3%
Central Bank Money Bill Printing	1850	14400	Adm. Eff.: +5%	Tax Efficiency: +4%
Modern Central Bank System	1870	18000	Adm. Eff.: +5%	Tax Efficiency: +2%
Market Determined Exchange Rates	1900	21600	Adm. Eff.: +5%	Factory Cost: +10% Consciousness in Non-Colonial: +0.01

Economic Thought and Critique

The Economic Thought and Critique subcategory increases factory input efficiency. Inventions will also give prestige.

Technology Name	Activation Year	Default Cost	Effects from technology	Effects from inventions
Early Classical Theory and Critique	1836	3600	Allows Lumber Mill Activate: Lumber Factory input efficiency tech: -1%	Allows Furniture Factory Activate: Furniture Allows Paper Mill Activate: Paper Allows Luxury Furniture Factory Activate: Luxury Furniture
Late Classical Theory	1836	7200	Factory input efficiency tech: -1%	Permanent Prestige: +3
Collectivist Theory	1836	10800	Factory input efficiency tech: -1%	Permanent Prestige: +7
The Historical Theory	1850	14400	Factory input efficiency tech: -1%	Permanent Prestige: +7
Neoclassical Theory	1870	18000	Factory input efficiency tech: -1%	Permanent Prestige: +13
Keynesian Economics	1900	21600	Factory input efficiency tech: -1%	Permanent Prestige: +4

Market Functionality

The Market Functionality subcategory improves RGO output and diplomatic influence. Inventions will also improve factories. The last technology unlocks Oil.

Technology Name	Activation Year	Default Cost	Effects from technology	Effects from inventions
Freedom Of Trade	1836	3600	Allows Luxury Clothes Factory Activate: Luxury Clothes Diplomatic Influence: +10% Mining output: +10% Farming output: +10%	-
Market Structure	1836	7200	Diplomatic Influence: +10% Mining output: +10% Farming output: +10%	Factory input efficiency tech: -2% Factory output efficiency tech: +2% Factory throughput tech: +5%
Business Regulations	1836	10800	Diplomatic Influence: +20% Mining output: +10% Farming output: +10%	Tax Efficiency: +2% Factory Cost: -5%
Market Regulations	1850	14400	Diplomatic Influence: +20%	Tax Efficiency: +3%
Economic Responsibility	1870	18000	Diplomatic Influence: +20%	Factory Cost: -3%
Government Interventionism	1900	21600	Diplomatic Influence: +20%	Allows Synthetic Oil Factory Activate: Oil Factory Cost: -1% Loan Interest: -1.5%

Organization

The Organization subcategory improves factory output efficiency.

Technology Name	Activation Year	Default Cost	Effects from technology	Effects from inventions
Guild-Based Production	1836	3600	Allows Canned Food Factory Activate: Canned Food Factory output efficiency tech: +1%	-
Organized Factories	1836	7200	Factory output efficiency tech: +1%	Factory output efficiency tech: +3%
Scientific Management	1836	10800	Factory output efficiency tech: +1%	Factory output efficiency tech: +3%
Time-Saving Measures	1850	14400	Factory output efficiency tech: +1%	Factory output efficiency tech: +6%
Management Strategy	1870	18000	Factory output efficiency tech: +1%	Factory input efficiency tech: -3%
Organizational Development	1900	21600	Factory output efficiency tech: +1%	Factory output efficiency tech: +2%