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{{version|Heart of Darkness}} '''Commerce technology''' is one of the five major categories of technology. Commerce technology represents not so much machines as ways of doing things-new practices which make commerce more efficient and profitable. They can also make RGOs or factories more profitable. == Commerce subcategories == === Financial Institutions === The Financial Institutions subcategory increases tax efficiency. Inventions will also decrease factory costs. Business Banks also increase greatly farming output since 3.04. {| class="wikitable" |- ! Technology Name !! Activation Year !! Default Cost !! Effects from technology !! Effects from [[inventions]] |- | Private Banks || 1836 || 3600 || ''Allows {{icon|cement}} Cement Factory''<br>''Activate: {{icon|cement}} Cement''<br>Tax Efficiency: {{green|+3%}} || - |- | Stock Exchange || 1836 || 7200 || Tax Efficiency: {{green|+5%}} || Tax Efficiency: {{green|+3%}} |- | Business Banks || 1850 || 10800 || Tax Efficiency: {{green|+5%}} || Factory Cost: {{green|-3%}}<br>Farming output: {{green|+50%}} |- | Investment Banks || 1870 || 14400 || Tax Efficiency: {{green|+5%}} || Factory Cost: {{green|-3%}} |- | Bank Inspection Board || 1900 || 18000 || Tax Efficiency: {{green|+5%}} || Tax Efficiency: {{green|+2%}} |- | Mutual Funds || 1919 || 21600 || Tax Efficiency: {{green|+5%}} || Factory Cost: {{green|-1%}} |} === Monetary System === The Monetary System subcategory increases Administration efficiency. Inventions will also increase tax efficiency. {| class="wikitable" |- ! Technology Name !! Activation Year !! Default Cost !! Effects from technology !! Effects from [[inventions]] |- | No Standard || 1836 || 3600 || Adm. Eff.: {{green|+5%}} || - |- | Ad-Hoc Money Bill Printing || 1836 || 7200 || Adm. Eff.: {{green|+5%}} || Tax Efficiency: {{green|+6%}} |- | Private Bank Money Bill Printing || 1836 || 10800 || Adm. Eff.: {{green|+5%}} || Tax Efficiency: {{green|+3%}} |- | Central Bank Money Bill Printing || 1850 || 14400 || Adm. Eff.: {{green|+5%}} || Tax Efficiency: {{green|+4%}} |- | Modern Central Bank System || 1870 || 18000 || Adm. Eff.: {{green|+5%}} || Tax Efficiency: {{green|+2%}} |- | Market Determined Exchange Rates || 1900 || 21600 || Adm. Eff.: {{green|+5%}} || Factory Cost: {{red|+10%}}<br>Consciousness in Non-Colonial: {{red|+0.01}} |} === Economic Thought and Critique === The Economic Thought and Critique subcategory increases factory input efficiency. Inventions will also give prestige. {| class="wikitable" |- ! Technology Name !! Activation Year !! Default Cost !! Effects from technology !! Effects from [[inventions]] |- | Early Classical Theory and Critique || 1836 || 3600 || ''Allows {{icon|lumber}} Lumber Mill''<br>''Activate: {{icon|lumber}} Lumber''<br>Factory input efficiency tech: {{green|-1%}} || ''Allows {{icon|furniture}} Furniture Factory''<br>''Activate: {{icon|furniture}} Furniture''<br>''Allows {{icon|paper}} Paper Mill''<br>''Activate: {{icon| paper}} Paper''<br>''Allows {{icon|luxury furniture}} Luxury Furniture Factory''<br>''Activate: {{icon|luxury furniture}} Luxury Furniture'' |- | Late Classical Theory || 1836 || 7200 || Factory input efficiency tech: {{green|-1%}} || Permanent Prestige: {{green|+3}} |- | Collectivist Theory || 1836 || 10800 || Factory input efficiency tech: {{green|-1%}} || Permanent Prestige: {{green|+7}} |- | The Historical Theory || 1850 || 14400 || Factory input efficiency tech: {{green|-1%}} || Permanent Prestige: {{green|+7}} |- | Neoclassical Theory || 1870 || 18000 || Factory input efficiency tech: {{green|-1%}} || Permanent Prestige: {{green|+13}} |- | Keynesian Economics || 1900 || 21600 || Factory input efficiency tech: {{green|-1%}} || Permanent Prestige: {{green|+4}} |} === Market Functionality === The Market Functionality subcategory improves RGO output and diplomatic influence. Inventions will also improve factories. The last technology unlocks {{icon|oil}} Oil. {| class="wikitable" |- ! Technology Name !! Activation Year !! Default Cost !! Effects from technology !! Effects from [[inventions]] |- | Freedom Of Trade || 1836 || 3600 || ''Allows {{icon|luxury clothes}} Luxury Clothes Factory''<br>''Activate: {{icon|luxury clothes}} Luxury Clothes''<br>Diplomatic Influence: {{green|+10%}}<br>Mining output: {{green|+10%}}<br>Farming output: {{green|+10%}} || - |- | Market Structure || 1836 || 7200 || Diplomatic Influence: {{green|+10%}}<br>Mining output: {{green|+10%}}<br>Farming output: {{green|+10%}} || Factory input efficiency tech: {{green|-2%}}<br>Factory output efficiency tech: {{green|+2%}}<br>Factory throughput tech: {{green|+5%}} |- | Business Regulations || 1836 || 10800 || Diplomatic Influence: {{green|+20%}}<br>Mining output: {{green|+10%}}<br>Farming output: {{green|+10%}} || Tax Efficiency: {{green|+2%}}<br>Factory Cost: {{green|-5%}} |- | Market Regulations || 1850 || 14400 || Diplomatic Influence: {{green|+20%}} || Tax Efficiency: {{green|+3%}} |- | Economic Responsibility || 1870 || 18000 || Diplomatic Influence: {{green|+20%}} || Factory Cost: {{green|-3%}} |- | Government Interventionism || 1900 || 21600 || Diplomatic Influence: {{green|+20%}} || ''Allows {{icon|oil}} Synthetic Oil Factory''<br>''Activate: {{icon|oil}} Oil''<br>Factory Cost: {{green|-1%}}<br>Loan Interest: {{green|-1.5%}} |} === Organization === The Organization subcategory improves factory output efficiency. {| class="wikitable" |- ! Technology Name !! Activation Year !! Default Cost !! Effects from technology !! Effects from [[inventions]] |- | Guild-Based Production || 1836 || 3600 || ''Allows {{icon|canned food}} Canned Food Factory''<br>''Activate: {{icon|canned food}} Canned Food''<br>Factory output efficiency tech: {{green|+1%}} || - |- | Organized Factories || 1836 || 7200 || Factory output efficiency tech: {{green|+1%}} || Factory output efficiency tech: {{green|+3%}} |- | Scientific Management || 1836 || 10800 || Factory output efficiency tech: {{green|+1%}} || Factory output efficiency tech: {{green|+3%}} |- | Time-Saving Measures || 1850 || 14400 || Factory output efficiency tech: {{green|+1%}} || Factory output efficiency tech: {{green|+6%}} |- | Management Strategy || 1870 || 18000 || Factory output efficiency tech: {{green|+1%}} || Factory input efficiency tech: {{green|-3%}} |- | Organizational Development || 1900 || 21600 || Factory output efficiency tech: {{green|+1%}} || Factory output efficiency tech: {{green|+2%}} |} [[Category:Technologies]]
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